Workers Compensation

Too often, insurance agencies view their client's workers compensation expense as a commodity, and an afterthought. In fact, workers' compensation may be the area where your business can most easily control both the risk and ultimate cost.

JD Fulwiler recognizes that in today's competitive business environment, the ability to control your expenses has value. Because of this we are dedicated to having the experience, expertise and commitment to help your business control and reduce the costs associated with workers compensation.

The risk management services we offer include:

• • Pre-marketing site inspections and analysis
• • Interactive, web-based risk management tools
• • Assistance in creating and perfecting company safety programs, fleet safety policies, early return-to-work-programs, and a variety of other programs and policies that directly impact your short- and long-term costs
• • Claims and loss ratio reviews and analysis
• • Assistance in the implementation of short- and long-term "game plans" to revitalize your organization's commitment to employee safety and drive down your experience modifier
• • Analysis of alternative options to traditions workers compensation policies, including retrospective programs, risk retention groups, self-insured groups, and making the leap to becoming a self-insured employer
• • Immediate notification of relevant OSHA, legislative, and DCBS rule changes
• • Assistance with OSHA compliance