Commercial
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Call a Fulwiler financial institution professional today for more information on protecting your bank or credit union.
Toll free at 800-735-8325 for more information.
Insurance for Specialized Professions & Industries
Some professions and industries have exposure to risk that no other commercial businesses have. Many in these industries fear that every mistake, perceived mistake, or client dissatisfaction might lead to a disastrous lawsuit. For this reason, specialized insurance coverage is there to reduce risk and financial exposure.
Architects & Engineers Insurance
According to one large insurer, each year between 1994 and 2005 there were between 15 and 21 professional liability claims filed for every 100 architectural firms. Professional Liability policies contain many exclusions and limitations which need to be carefully considered. In many cases, those exclusions and limitations need to be removed or amended based on the scope of your operations. We will negotiate with the underwriters to get the best terms for your company.
In addition, our program includes all other lines of coverage for A&E firms, i.e., Property, General Liability, Auto, Crime, Workers' Compensation, Management Liability, Foreign Liability, Cyber Liability, and Credit Insurance.
Our services also include a wide range of Risk Management services including contract review of the insurance requirements.
For a free assessment of your professional insurance needs, contact:
Diane Durnin
Commercial Account Executive
ddurnin@jdfulwiler.com
Direct: 503-977-5605
Environmental Insurance
Have you weighed your risk against claims that are caused by pollution? Most businesses have not but nearly all insurance companies have.
Included in most standard insurance policies is a clear section that eliminates or severely limits coverage against pollution claims.
Do not wait until a claim is filed or a loss is incurred before discovering the true environmental risks specific to your business. Let our environmental specialist evaluate your pollution exposures and ensure you have the correct coverages and protection in place. There are only a handful of insurance companies that actively protect the property and liability risk of loss by environmental exposures, and we work with all of them. We know what you need.
Scott Wilcox
Account Executive
swilcox@jdfulwiler.com
Direct: 503- 977-5706
Transportation Industry Insurance
From protection against loss of goods in transit, to system breakdowns, to trucker's general liability, and fleet damage, transportation insurance coverage must be comprehensive and still be affordable. To make sure you aren't exposed to dangerous gaps in coverage and not paying for coverage you don't need, talk to a Fulwiler transportation specialist today. We'll explain the details so you know what you're getting, what's covered, and what it costs.
Nonprofit Corporation Insurance
At JD Fulwiler & Co. Insurance, nonprofit organizations are a specialty division. We are known in the Northwest as a top partner providing insurance and risk management services for nonprofit clients both large and small. We represent all insurers that specialize in nonprofit insurance and also offer direct access to some innovative nonprofit risk retention groups. This, along with our experience, allows us to truly be your partner in all aspects of your insurance and risk management needs.
Finding the right level of coverage requires a close assessment of your nonprofit, its business practices, employee and volunteer base, and its activities. J.D. Fulwiler & Company's nonprofit specialists can help you make that assessment so you're getting the coverage you need without paying for coverage you don't. Contact JD Fulwiler today.
We can help you with these exposures and many more:
- Liquor Liability for Special Events
- Abuse/Molestation
- Social Service Professional Liability
- Medical Malpractice Liability
- Directors & Officers Liability
- Employment Practices Liability
- Volunteers Included as Insureds
- Fiduciary Liability
- Cyber Liability
- Property Coverage including Earthquake
- Crime
- Automobile
- Workers' Compensation
- Volunteer Accident Insurance
Diane DurninDirector of |
Chris PageDirector of |
Shelly MetjeEmployee Benefits Account Executive |
Property Managers Insurance
Property management raises a host of liabilities and creates some complexity in policy language that requires specialized knowledge.
JD Fulwiler Insurance offers a business partnership for managers and owners of multi-family and commercial properties by providing risk management and insurance services. We are a Trusted Choice® Agency working with you to improve your profitability through risk management.
We employ an Enterprise Risk Management (ERM) Approach. ERM is an exposure control process, not another insurance product. This is a total-cost-of-risk approach to your business initiatives. JD Fulwiler Insurance invests our time, talent, and resources into conducting a comprehensive assessment of your business operations and practices to identify your exposures to risk and provide innovative solutions to help protect your assets, goals, and future plans. Contact a property management specialist today.
Diane DurninCommercial Lines Account Executive |
Chris PageCommercial Lines Account Executive |
Restaurant Insurance
In today's business environment it is important to get the best value for your dollar. When considering the protection of your establishment it is important to have an insurance professional assess your risk in order to present solutions to best manage your risk. The professionals at JD Fulwiler Insurance will do exactly that.
A representative will work with you to identify your specific insurance needs and risk tolerance. We will then present a comprehensive insurance package tailor-made for you. Since the JD Fulwiler insurance package is specific to your operation you will not be overpaying or taking unnecessary risk. True risk management is where you will find our value.
JD Fulwiler has been insuring restaurants in the Portland area for twenty years. If we have not met with you in the past we welcome the opportunity to meet with you in the future.
Our Restaurant Program for you may include the following coverage:
- Building or Tenant improvements
- Equipment Breakdown Coverage
- Employee Dishonesty
- Fine Arts
- Business Income and Extra Expense
- Outdoor Sign Coverage
- Water Backup of Sewers and Drains
- Liquor liability
- Catering
- Assault and Battery
- Employment Practices Liability including Third Party Claims
- Workers Compensation
- Valet Parking
- Delivery Vehicles
Todd Erickson
CIC, Account Executive
terickson@jdfulwiler.com
Direct: 503-977-5637
Wholesaler & Distributor Insurance
Whether you send products across town, across the region, across the country or around the world, you as a wholesaler or distributor have special insurance needs. They may include:
- Product Recall
- Hired and Non-owned Vehicle Liability
- Buildings–replacement cost or actual cash value
- Contents–replacement cost or actual cash value
- Seasonal Fluctuations
- Off-premises Coverage for Personal Property
Call a Fulwiler agent today for an assessment of your local and global risk exposure. We'll find you the right policy from the right carrier and train you and your staff in comprehensive risk mitigation.
Becky Harding, CPCU
Commercial Lines Account Executive
bharding@jdfulwiler.com
Wineries Insurance
As a winery owner, you know that there is much more to making fine wines than simply growing grapes.
Viticulture, oenology, equipment management, staffing, marketing and insurance are all integral components of a sophisticated operation. Large or small, the unique risks confronted by vintners require customized insurance solutions.
That's why JD Fulwiler & Company Insurance has partnered with insurance carriers to offer you a customized insurance program designed specifically for you. Our insurance professionals will meet with you in person, tour your winery, and through the use of enterprise risk management, assess your risk and recommend the appropriate coverage.
CUSTOM COVERAGE FOR WINERIES
- Market value for your wine
- Wine Leakage
- Contamination
- Product Recall
- Transit Coverage
- Trellis and Vine Coverage
- Live Assets
- Crop Insurance
Todd Erickson, CICCommercial Lines Account Executive |
I have worked with J.D. Fulwiler for over twenty years and it remains one of our most trusted business relationships.
JD Fulwiler serves as the off-site insurance team for Options for Southern Oregon, Inc.This year, the commercial insurance team and benefits consultants were critical to our success as we faced the complexities related to a merger and occupying a new facility. Their anticipation of our needs and response to our questions has been exemplary.
